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ANZ Fixed Rate Personal Loans

Editors Comments

Get approved today for an ANZ personal loan. With rates starting at 13.95% for a fixed rate personal loan, you can enjoy a very competitive rate with low annual fees. Comparison rate is 17.07% The ANZ fixed rate loan is one of the most competitive in the market and you have the security of knowing that your rate will not change. Personal loan approvals are complete in just 24 hours, so you can get the loan you need very quickly. Use the calculator on the anz site to determine what rate you will pay.




Need to combine your credit card balances or loans into a single consolidated loan? Want the certainty of knowing what your repayments will be each month? A fixed rate loan could help you streamline your finances and safeguard against possible future interest rate increases.

Key Features:

    • Borrow loan amounts from $5,000. No maximum loan amount set.
    • Loan terms from 1 to 7 years - so you can tailor the loan to suit your needs.
    • Weekly, fortnightly or monthly repayment options - whatever suits your budget.
    • Fixed interest rates from 13.95% p.a. (comparison rate* from 17.07% p.a.).
    • ANZ Loan Protection** - Optional insurance cover.
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Other Comments:
Variable interest rate personal loans can seem like an attractive option because of the low promotional interest charges. However, you need to remember that the rate will increase over time; persons in the market for a personal loan can end up paying more in interest than expected if the balance is carried for several years. In comparison, ANZ Fixed Rate Personal Loans, which feature a never changing interest rate for the life of the loan, so you are effectively betting on rates remaining static or increasing.

Customers know what rate they are paying and how much the monthly payments will be. The fixed APR starts at 13.95%. Loan approvals for ANZ Fixed Rate Personal loans usually take less than twenty-four hours, so customers have quick access to their funds. The repayment terms last from one to seven years, and there are multiple payment options for those who have a bank account with ANZ. To apply for the ANZ Fixed Rate Personal Loan click on the apply button.
Terms & Conditions:

*These comparison rates are based on a $10,000 Personal Loan for a 3 year term. This rate is applicable for unsecured loans only. These comparison rates are based on a $10,000 Personal Loan for a three year term. This rate is applicable for unsecured loans only. WARNING: This Comparison Rate applies only to the example given. Different amounts and terms will result in different Comparison Rates. Costs such as early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate, but may influence the cost of the loan. **ANZ Loan Protection is underwritten by OnePath Life Limited (OnePath Life) ABN 33 009 657 176 and QBE Insurance (Australia) Ltd ABN 78 003 191 035. Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522) is an authorised deposit taking institution (bank) under the Banking Act 1959 (Cth). OnePath Life is owned by ANZ – it is the co-issuer of the product (along with QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545) but it is not a bank. Except as set out in the issuer's contract terms (including the Product Disclosure Statement), this product is not a deposit or other liability of ANZ or its related group companies. None of them stands behind or guarantees the issuers. Terms and Conditions apply. Editors Note.
Please check the ANZ website for all terms and conditions. Rates advertsied are subject to change and while Finance. Comparison endeavours to provide the most up to date rates, please be aware that rates may change without notice. Note that rates offered will depend upon the term, security and amount of the loan.

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