Woolworths Everyday Money Credit Card
Editors Comments
0% p.a. for 6 months on balance transfers, offer ends 30 September 2010 as well as no annual fee for the first year (a massive saving) and up to 3 rewards points earned for each dollar spent (at Woolworths and Safeway stores on selected products), the Woolworths everyday money credit card is an attractive card for people looking for an upfront saving and ongoing rewards. This card was rated as an editors choice due to i) the rewards point on offer ii) the $0 initial annual fee for the first year and iii) 55 interest free days
- Editors Choice Award
Woolworths Everyday Money Credit Card Features:
A must-have credit card that rewards you for doing what you do anyway - shopping
Pick up these great features and much more with the Everyday Money Credit Card from Woolworths:
Key Features:
- 3 points for every dollar spent on Woolworths Select products, excluding online purchases.
- 2 points for every dollar spent on other products purchased at Woolworths Group Stores.
- 1 point for every dollar spent on other purchases.
Reward Points
No matter where you shop, you'll earn up to 3 reward points for every dollar you spend with your Everyday Money Credit Card:
Some exclusions apply (2).
Money Back Rewards to spend in our stores
Every 4 months, provided you have enough points, you'll automatically be sent a shopping card (3) to spend in our range of Woolworths group stores shown below.
Exclusive Benefits
Pay for fuel at the pump using the epump facility, and get back on the road quicker.
Annual Fee
$0 annual fee in the first year. Only $49 per year after that.
Awards
CANSTAR CANNEX 5 star Rewards Program rating.
Money Magazine - Best Innovative Product
Free additional cardholder You can apply for a family member or friend who is over 16 years of age to become an additional cardholder on your Everyday Money Credit Card. You’ll even earn reward points for purchases on the additional card. Simply complete the relevant section of the Everyday Money Credit Card application.
Chip security A microchip is embedded in the Everyday Money Credit Card plastic. The chip-enabled card carries more sophisticated payment applications, including enhanced security programs that provide better protection against unauthorised card use.
Access to Everyday Money Credit Card Repayment Insurance
choose your own card colour
Additional Comments:
With all of the credit cards available in the Australian market, it can be difficult to find a card that offers the best savings on balance transfers and the most reward points per dollar spent. Those in the market for such cards can look at the Woolworths Everyday Money Credit Card. Rewards including three points for every dollar a consumer spends with the card and a low introductory balance transfer rate.
A Woolworths Everyday Money Credit Card low apr of 0% is offered for six months on any balance transfers. It is accepted all over the world at businesses that display the MasterCard logo, giving universal access to cardholders. Woolworths Everyday Money Credit Card cardholders also get their choice of four card colours, and can add an additional cardholder to the account free of charge. And there's no annual fee in the first year.
Apply for a personal Woolworths Everyday Money Credit Card.
Card Categories:
Terms & Conditions:
The Everyday Money credit card is issued by HSBC Bank Australia Limited ABN 48 006 434 162. HSBC lending criteria applies. Fees, charges and interest rates apply and are current as at 14 May 2010. Terms and conditions apply and are available upon request.
The Everyday Money Prepaid MasterCard is issued by Australia and New Zealand Banking Group Limited ABN 11 005 357 522 AFSL 234527. Please consider the Product Disclosure Statement (available in store, by phoning 1300 10 1234 or available here) before making any decision about the product and consider whether this product is right for you.
1 Reward points are not earned on Dick Smith interest free promotions, balance transfers, cash advances and business expenses. 2 Interest Rate of 0% per annum will apply for the first 6 months of your balance transfers from non-HSBC credit or store cards. After this period, any balance outstanding from the balance you transfer will accrue interest at the Cash Advance Interest Rate applicable at the time (currently 20.99% p.a. as at 1 July 2010 and subject to change).
