St.George Vertigo MasterCard
Editors Comments
A rate of 12.49% on purchases, a 2.99% per cent balance transfer rate for 6 months, up to 55 interest free days and a low annual fee, the St George Vertigo Mastercard wins our editors pick as one of the best value credit cards in Australia.
- Editors Choice Award
The St. George Vertigo MasterCard has a very low interest purchase rate of 12.49%.
This fact is one of the main reasons that many Australians have already applied for this card. There are also a whole host of other benefits to owning the St. George Vertigo MasterCard.
This credit card was featured in the 2009 issue of Money Magazine and was awarded Australia's Cheapest Credit Card.
Key Features:
- All of the purchases you make will receive a low interest rate of 12.49%.
- All of the fees that apply are kept at a minimum, with an annual fee of only $55.00.
- You will receive as many as 55 days to enjoy making purchases that will have no interest fees applied.
- In doing credit card transfers, you will receive six (6) months to benefit from 2.99% interest rate on any balance transfers.
- You receive an extra card that you are able to give to a loved one or family member of your choice.
- Awarded Australia's Cheapest Balance Transfer Credit Card by Money Magazine 2009
Additional Comments:
Offering a low interest rate of 12.49% per annum on all purchases, the St. George Vertigo Mastercard also comes with a hard-to-beat annual fee of only $55. There's also an interest free period of up to 55 days on purchases.
Once your application is approved, you will be entitled to give an extra credit card to a family member or a loved one. The St. George Vertigo Mastercard also offers a cash advance rate of 21.24% per annum. The balance transfer rate is 2.99% per annum and the balance transfer period is set at 6 months. Money Magazine also selected the St. George Vertigo Mastercard as "Australia's Cheapest Balance Transfer Credit Card" in 2009.
Card Categories:
Terms & Conditions:
Interest rates quoted current as at 16/10/2009 and subject to change. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to cash advances (cash advances are 21.24%p.a on Vertigo MasterCard), or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.
** If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Group or international credit card accounts. St.George Bank Limited ABN 92 055 513 070 AFS License No. 240997.
