St.George Platinum Credit Card
Editors Comments
A 3.99% balance transfer rate for up to 6 months, a low rate of 15.99% and platinum rewards such as free travel insurance, flight inconvenience insurance, transit accident insurance, extended warranty insurance and free purchase cover insurance. The $89 annual fee is also one of the best going around for a card with platinum benefits.
Pay for your overseas return travel tickets with your St.George Platinum Credit Card and you automatically receive up to three months free travel insurance, which includes coverage for such items as overseas medical and hospital expenses, loss or damage to personal items such as luggage and travel documents, rental car excess, accommodation & meal expenses when travel is delayed and much more. Your spouse and dependent children are also covered when they are travelling with you and the tickets are purchased on your St.George Platinum Credit Card.
Domestic flight inconvenience insurance When your domestic flight is paid on your St.George Platinum Credit Card, you and your spouse and dependent children are covered for the entire holiday. Your Platinum Credit Card ensures you receive meals, refreshments for substantial flight delays and essential clothing for specified luggage delays. You also receive cover on your rental vehicle excess, coverage on the loss or damage of personal items, funeral expenses as a result of accidental death and the cancellation of domestic travel arrangements in unforseen circumstances.
Transit accident insurance When you book and pay for overseas travel with your St.George Platinum Card you are automatically protected against accidental death and injury while riding as a passenger or when boarding or alighting a plan, tourist bus, train or ferry for up to $1,250,000. Your spouse and dependent children are also covered when they are travelling with you and the tickets are purchased on your St.George Platinum Credit Card.
Purchase cover insurance With most new personal items purchased on your Platinum Credit Card, you have the security of knowing they are immediately protected for three consecutive months against theft, loss or damage.
Extended warranty insurance You receive up to 12 months free and automatic extended warranty on the manufacturer’s expressed Australian warranty on most new personal items purchased on your St.George Platinum Credit Card.
Best price guarantee This guarantee ensures that you can get the best price on most new personal items. If soon after purchasing a good you see it at a cheaper price, you can claim the difference back
Your own Personal Concierge Service (24 /7) Your St.George Platinum Credit Card gives you the luxury of your own Personal Concierge Service 24 hours, 7 days a week, at home or anywhere you are travelling
Up to 3 free additional cards for your friends or family Linked access to your other St.George accounts
Key Features:
- Low Platinum 15.99% p.a purchases*
- Low $89 Platinum annual fee
- 3.99% p.a balance transfer rate for up to 6 months**. Find out how much you could save!
- Up to 55 days interest free days on purchases**
- Special Platinum Complimentary insurance**
- Overseas travel insurance
- Exclusive Platinum card programs offered by Visa
- Personal Concierge Service available 24/7
Additional Comments:
The St. George Platinum Credit Card rewards its holders with three months of free travel insurance on any overseas trip purchased with the card. This insurance will pay the expenses incurred in the event of a medical emergency or transportation problem while the cardholder is traveling. Four other different types of insurance are also part of the St. George Platinum Credit Card benefit package, all of which protect the consumer from accidents or dissatisfaction. In addition to this there is a low annual fee of $89, which is comparably low to other platinum cards.
Click the apply button for the secure application form.
Card Categories:
Terms & Conditions:
Interest rate is current as at 16/10/09 and is subject to change. For Platinum an interest rate of 21.49% p.a. applies to cash advances. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to the cash advances, or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.
** These benefits are provided to cardholders and are subject to Terms and Conditions (http://www.stgeorge.com.au/resources/sgb/downloads/InsuranceCOU.pdf) and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.
*** If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Group or international credit card accounts.
